Take payments in Canada without a big-bank merchant account.

1import Stripe from "stripe";
2import { db } from "@/lib/db";
3 
4// Spin up a Canadian Stripe account in one file.
5// No merchant account rep. No big-bank underwriting.
6const stripe = new Stripe(process.env.STRIPE_SECRET_KEY!);
7 
8export async function createCheckout(sessionId: string) {
9  const cart = await db.cart.find(sessionId);
10 
11  return stripe.checkout.sessions.create({
12    mode: "payment",
13    currency: "cad",
14    line_items: cart.items.map((i) => ({
15      quantity: i.qty,
16      price_data: {
17        currency: "cad",
18        unit_amount: i.amountCents,
19        product_data: { name: i.name },
20      },
21    })),
22    payment_method_types: ["card", "acss_debit"],
23    success_url: "https://you.ca/success?sid={CHECKOUT_SESSION_ID}",
24    cancel_url: "https://you.ca/cart",
25    metadata: { cart_id: sessionId, country: "CA" },
26  });
27}